Every free calculator on NPSCalculator.org.in in one place. Each one is built on official formulas, updated for 2026 rules, works on your phone, and keeps your numbers private in your browser.
NPS Calculators
Corpus, pension, returns, withdrawal and tax
Government Employees
UPS, NPS for Govt staff, DA, pay commission
Pension Fund & PoP Calculators
SBI, HDFC, ICICI, LIC, UTI, Kotak, Axis, Post Office
Post Office & Savings
PPF, SSY, EPF, FD, RD, NSC, MIS, SCSS, APY
SIP & Investment
SIP, step-up, lumpsum, mutual fund, SWP, inflation
Tax & Loan
Income tax, EMI, home loan, interest
Date & Utility
Age, date, Net Promoter Score
Not sure where to start?
If you are in NPS, begin with the main NPS calculator. Central Government employees should compare the UPS calculator with the Govt NPS calculator, then check the side-by-side UPS vs NPS calculator. Planning for a child? The NPS Vatsalya and SSY calculators are the place to start.
| Scheme | Rate (p.a.) | How it works |
|---|---|---|
| Public Provident Fund (PPF) | 7.1% | Compounded yearly, 15 years |
| Sukanya Samriddhi Account | 8.2% | Compounded yearly, 21 years |
| Senior Citizen Savings Scheme | 8.2% | Paid quarterly, 5 years |
| National Savings Certificate | 7.7% | Compounded yearly, 5 years |
| Kisan Vikas Patra | 7.5% | Doubles in 115 months |
| Monthly Income Scheme | 7.4% | Paid monthly, 5 years |
| 5-Year Recurring Deposit | 6.7% | Compounded quarterly |